In January 2018, Dr Lerong Lu published an article 'Decoding Alipay: Mobile Payments, a Cashless Society and Regulatory Challenges' in the Butterworths Journal of International Banking and Financial Law (2018), Vol. 33(1), pp. 40-43. Abstract: The financial industry has witnessed the so-called “fintech revolution” in recent years. Due to the emergence of information technologies such … Continue reading L Lu, ‘Decoding Alipay: Mobile Payments, a Cashless Society and Regulatory Challenges’ in JIBFL 2018, Vol.33(1), pp. 40-43.
In December 2017, Dr Lerong Lu published an article 'How a little ant challenges giant banks? The rise of Ant Financial (Alipay)'s fintech empire and relevant regulatory concerns' in the International Company and Commercial Law Review 2018, Vol. 29(1), pp. 12-30. Abstract: This article examines the development, business model, legal and regulatory aspects of the world’s largest … Continue reading L Lu, ‘How a little ant challenges giant banks? The rise of Ant Financial (Alipay)’s fintech empire and relevant regulatory concerns’ in ICCLR 2018, 29(1), pp.12-30
In July 2017, Dr Lerong Lu published an article in the Journal of International Banking Law & Regulation. It examines the rising financial technology (or fintech) sector in the UK and globally, by focusing on digital-focused challenger banks like Shawbrook, Aldremore and Atom Bank. The article provides an in-depth analysis of relevant regulatory issues, including … Continue reading L Lu, ‘Fintech and Challenger Banks in the UK: Gap Fillers or Real Challengers?’ in JIBLR (2017), Vol.32(7)
In April 2017, Dr Lerong Lu and Ms Longjie Lu (PhD Candidate, School of Law, University of Leeds) published an article in the Journal of International Banking Law & Regulation. From 2014–15, China witnessed a super bull in its stock market, as the major SSE Composite Index was more than doubled, but it was followed … Continue reading L Lu and L Lu, ‘Unveiling China’s Stock Market Bubble: Margin Financing, the Leveraged Bull and Governmental Responses’ in JIBFL (2017), Vol.32(4)
In July 2016, Dr Lerong Lu published an article in the Banking & Finance Law Review, investigating China's latest financial reform to open up its banking sector to private investors. For a long time, China's banking sector has been dominated by state-owned lenders, such as the "Big Four": the Bank of China (BOC), the China Construction … Continue reading L Lu, ‘Private Banks in China: Origin, Challenges and Regulatory Implications’ in BFLR (2016), Vol. 31(3)
In November 2015, Dr Lerong Lu published an article at Financial Regulation International, which examines the financing difficulty facing China's private businesses, and how they on the private lending market to raise funds. Private lending refers to moneylending activities outside the banking sector and it is widely used by Chinese entrepreneurs as a popular alternative financing channel. … Continue reading L Lu, ‘Runaway bosses in China: Private lending, credit crunches and the regulatory response’ in FRI (2015), Vol. 18(9)