Research

Research Interests

  • Financial Law
  • Financial Regulation
  • Shadow Banking
  • FinTech (e.g. P2P Lending, Digital-Based Banking, Bitcoin, Mobile Payments)
  • Chinese Law

Publications

  • Lerong Lu, ‘The regulation of private lending in China’ (PhD Thesis, 2017, University of Leeds) available at British Library E-Thesis
  • Lerong Lu, ‘Promoting SME Finance in the Context of Fintech Revolution: A Case Study of the UK’s Practice and Regulation’ (2018) Banking and Finance Law Review, Vol. 33 (forthcoming)
  • Lerong Lu, ‘Shadow Banking for Cash-Strapped Entrepreneurs: A Study of Private Lending Agreements Under Chinese Contract Law’ (2018) Journal of Business Law, Issue 3, pp. 215-228.
  • Lerong Lu, ‘Bitcoin: Speculative Bubble, Financial Risk and Regulatory Response’ (2018) Butterworths Journal of International Banking and Financial Law, Vol. 33(3), pp. 178-182.
  • Lerong Lu, ‘Decoding Alipay: Mobile Payments, A Cashless Society and Regulatory Challenges’ (2018) Butterworths Journal of International Banking and Financial Law, Vol. 33(1), pp. 40-43.
  • Lerong Lu, ‘How A Little Ant Challenges Giant Banks? The Rise of Alipay (Ant Financial)’s FinTech Empire and Regulatory Options’ (2018) International Company and Commercial Law Review, Vol. 28(1), pp. 12-30.
  • Lerong Lu, ‘Financial Technology and Challenger Banks in the UK: Gap Fillers or Real Challengers?’ (2017) Journal of International Banking Law and Regulation, Vol. 32(7), pp. 273-282.
  • Lerong Lu and Longjie Lu, ‘Unveiling China’s Stock Market Bubble: Margin Financing, the Leveraged Bull and Governmental Responses’ (2017) Journal of International Banking Law and Regulation, Vol. 32(4), pp. 146-160.
  • Lerong Lu, ‘Private Banks in China: Origin, Challenges and Regulatory Implications’ (2016) Banking and Finance Law Review, Vol. 31(3), pp. 585-599.
  • Lerong Lu, ‘Runaway Bosses in China: Private Lending, Credit Crunches, and the Regulatory Response’ (2015) Financial Regulation International, Vol. 18(9), pp. 1-13.

Conference Papers

  • Lerong Lu, ‘The Financing Dilemma of Private Businesses in China: Runaway Bosses, Credit Crisis and Governmental Responses’ (Asian Law and Society Association Annual Conference 2016, National University of Singapore, September 2016)
  • Lerong Lu, ‘The Rise of P2P Lending: Alternative Finance for Chinese Entrepreneurs’ (The Challenges of Commercial Law in the 21st Century: ICCL 2016 Annual PGR Conference, Durham University Law School, June 2016)
  • Lerong Lu, ‘Alternative Financing for Small and Medium-sized Enterprises in China’ (7th Queen Mary Postgraduate Legal Research Conference 2016, Queen Mary University of London, June 2016)
  • Lerong Lu, ‘Financial Exclusion of Small and Medium-sized Enterprises in the UK’ (Cultures of Credit Workshop: Interdisciplinary and Comparative Perspectives on Financial Exclusion, Leeds University Business School, April 2016)
  • Lerong Lu, ‘Solving Financial Inequality for Smaller Businesses in the UK’ (CBLP Seminar, School of Law, University of Leeds, February 2016)
  • Lerong Lu, ‘Unveiling China’s Stock Market Bubble: Margin Financing and the Regulatory Response’ (International Postgraduate Legal Conference 2016: Emerging Issues in Law, University of Liverpool, January 2016)
  • Lerong Lu, ‘Challenges and Changes of Chinese Banking Sector’ (ESSL Postgraduate Research Conference 2015, University of Leeds, March 2015)
  • Lerong Lu, ‘China’s Deposit Insurance and Transformation of Banking Sector’ (CBLP Seminar, School of Law, University of Leeds, February 2015)
  • Lerong Lu,‘Runaway Bosses in China: The Prevalence of Private Loans and the Regulatory Implication’ (CBLP PhD Conference 2014, School of Law, University of Leeds, November 2014)

If you would like to download Dr Lu’s academic papers, please visit Academia.edu or Social Science Research Network (SSRN).