In January 2018, Dr Lerong Lu published an article 'Decoding Alipay: Mobile Payments, a Cashless Society and Regulatory Challenges' in the Butterworths Journal of International Banking and Financial Law (2018), Vol. 33(1), pp. 40-43. Abstract: The financial industry has witnessed the so-called “fintech revolution” in recent years. Due to the emergence of information technologies such … Continue reading L Lu, ‘Decoding Alipay: Mobile Payments, a Cashless Society and Regulatory Challenges’ in JIBFL 2018, Vol.33(1), pp. 40-43.
In December 2017, Dr Lerong Lu published an article 'How a little ant challenges giant banks? The rise of Ant Financial (Alipay)'s fintech empire and relevant regulatory concerns' in the International Company and Commercial Law Review 2018, Vol. 29(1), pp. 12-30. Abstract: This article examines the development, business model, legal and regulatory aspects of the world’s largest … Continue reading L Lu, ‘How a little ant challenges giant banks? The rise of Ant Financial (Alipay)’s fintech empire and relevant regulatory concerns’ in ICCLR 2018, 29(1), pp.12-30
In July 2017, Dr Lerong Lu published an article in the Journal of International Banking Law & Regulation. It examines the rising financial technology (or fintech) sector in the UK and globally, by focusing on digital-focused challenger banks like Shawbrook, Aldremore and Atom Bank. The article provides an in-depth analysis of relevant regulatory issues, including … Continue reading L Lu, ‘Fintech and Challenger Banks in the UK: Gap Fillers or Real Challengers?’ in JIBLR (2017), Vol.32(7)